I want to start this blog post by pointing out that I am in no way a financial advisor of any kind, I am simply sharing how I have got myself out of debt (twice…) in the hope that I can help you get out of the unbelievably sh*t rut of being in debt. I also want to point out that you shouldn’t beat yourself up about getting into debt; majority of people have been there and even more are still there, so it’s okay. As long as you can remain optimistic and change those naughty spending habits, there’s no reason to give debt a second thought.
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